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Congratulations, graduate!

Rhiannon Ferrari

Rhiannon Ferrari lives and breathes Real Estate and has an energy that is contagious!  She has been in the Real Estate business in Central Ohio f...

Rhiannon Ferrari lives and breathes Real Estate and has an energy that is contagious!  She has been in the Real Estate business in Central Ohio f...

Oct 3 2 minutes read


Congratulations, graduate! Now is the time to buy your dream home! 

The Ohio Housing Finance Agency's (OHFA) Grants for Grads provides a discounted mortgage interest rate to recent graduates as an additional incentive for you to make Ohio your home!

Grants for Grads includes 2.5% or 5% down payment assistance. Down payment assistance is forgiven after five years as long as you remain in the state of Ohio. If you sell your home and move out of Ohio within five years, you must repay some or all of the assistance provided.

Am I Eligible?

You may qualify for an OHFA homebuyer program if you meet the criteria listed below:

·         You have not owned or had an ownership interest in your primary residence in the last three years.

·         You meet income and purchase price limits.

·         You meet credit score requirements.

o    Conventional, USDA, VA: 640 or higher

o    FHA 203(b) Loans: 660 or higher

·         You meet debt to income ratios for your loan type.

Homebuyer Education

Qualified buyers are required to complete free homebuyer education. OHFA's streamlined education program allows you to complete a course offered by any U.S. Department of Housing and Urban Development (HUD)-approved counseling agency in Ohio. Please note, OHFA homebuyer education is not completed until after homebuyer has submitted their loan application with their loan officer. Homebuyer Education is not required for borrowers who are only registered for our MTC Basic program.

CALL US TODAY at 614-226-1039 to get started on your home search and connect you with an experienced lender to meet your individual needs!


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